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The Casa Grande First-Time Home Buyer Guide

35 pages of straight answers: how to buy with zero down (VA and USDA), Arizona down payment assistance that covers up to 5%, what buying actually costs month to month, and the step-by-step process from pre-approval to keys. Written for Casa Grande and Pinal County, not generic national advice.

  • Zero-down and low-down options explained in plain English, including who qualifies
  • Arizona assistance programs (HOME Plus and more) that most first-timers never hear about
  • The 6 mistakes I see first-time buyers make, and how to avoid every one
  • Current 2026 loan limits and local numbers verified for Pinal County

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Who wrote this?

I'm Josh Bernal, REALTOR® with Yost Realty Group at RE/MAX Casa Grande, licensed in Arizona since 2015. First-time buyers are a big share of my business, and this guide is the exact walkthrough I give my own clients. Nothing in it is legal, tax, or lending advice; for those, your lender, CPA, or attorney has the final word.

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